What does a third-party action over claim involve?

Prepare for the CIC Commercial Casualty Exam with comprehensive flashcards and multiple choice questions. Each question includes hints and explanations to enhance understanding. Excel in your certification journey!

A third-party action over claim involves legal action taken by a worker against a negligent third party. This situation arises typically when an employee sustains an injury due to the negligence of someone other than their employer. In such cases, the employee can pursue a claim against this third party for damages related to the injury, while still potentially retaining their rights to workers' compensation benefits from their employer. This type of claim allows the employee to seek additional compensation that may not be covered under workers' compensation, highlighting the intersection between workplace injuries and external parties' liability.

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